Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 3 Blk 16)

This foreclosed duplex house with eaves is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 2nd public auction. The record places it at Lot 3 Blk 16. It has 29.48 sqm of floor area on a lot of 60 sqm.

The minimum bid price is set at ₱996,210 (roughly ₱33,793 per sqm of floor area). The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 4, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Its title is already under HDMF, Pag-IBIG Fund's legal name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱16,610, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱5,814 a month. Pag-IBIG's Bacolod Branch handles the sale.