Foreclosed Duplex House and Lot in East Homes Subdivision, Bacolod City, Negros Occidental (Lot 4 Blk 15)

This double-attached house and lot is a Pag-IBIG Fund foreclosed property in East Homes Subdivision, Barangay Estefania, Bacolod City, Negros Occidental, offered through the 1st public auction. The listing is for Lot 4 Blk 15. The record shows a floor area of 48 sqm on a 60-sqm lot.

The minimum bid price is set at ₱923,100 (roughly ₱19,231 per sqm of floor area). In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱15,391, according to Pag-IBIG, because the amortization of about ₱5,387 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.