Foreclosed Duplex House and Lot for Sale in Villa Estefania, Bacolod City, Negros Occidental (Lot 7 Blk 11)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed double-attached house and lot in Villa Estefania, Barangay Estefania, Bacolod City, Negros Occidental. It sits at Lot 7 Blk 11. The house has 87.1 sqm of floor area and stands on an 80-sqm lot.

At ₱2,474,800, the minimum bid price works out to about ₱28,413 per sqm of floor area. Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱41,264 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱14,442. The handling office is Pag-IBIG's Bacolod Branch.