Foreclosed Duplex House and Lot for Sale in Country Homes, Bacolod City, Negros Occidental (Lot 22 Blk 16)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Country Homes, Barangay Estefania, Bacolod City, Negros Occidental, offered through the 1st public auction. It sits at Lot 22 Blk 16. The house has 39 sqm of floor area and stands on a 104-sqm lot.

The minimum bid price is set at ₱1,152,300 (roughly ₱29,546 per sqm of floor area). In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

The record marks the house "occupied/closed", so plan for the possibility of occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱19,213 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,725. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Bacolod Branch is the handling office.