Foreclosed Duplex House and Lot in Country Homes Subdivision, Bacolod City, Negros Occidental (Lot 23 Blk 8)

This double-attached house and lot is a Pag-IBIG Fund foreclosed property in Country Homes Subdivision, Barangay Estefania, Bacolod City, Negros Occidental, offered through the 2nd public auction. It sits at Lot 23 Blk 8. The house has 59 sqm of floor area and stands on a 108-sqm lot.

At ₱1,840,230, the minimum bid price works out to about ₱31,190 per sqm of floor area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱30,683, according to Pag-IBIG, because the amortization of about ₱10,739 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch handles the sale.