Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 23 Blk 33)

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed double-attached house and lot in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The listing is for Lot 23 Blk 33. The record shows a floor area of 29.48 sqm on a 63-sqm lot.

At ₱1,128,240, the minimum bid price works out to about ₱38,271 per sqm of floor area. With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. Offers were scheduled from Oct 19 until 11:59 PM on Oct 23, 2026 (Philippine time); the bid opening was set for Oct 28, 2026 at 9:00 AM.

It is listed as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,812, according to Pag-IBIG, because the amortization of about ₱6,584 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.