Foreclosed Single Attached House and Lot in Ascenza South Bacolod, Bacolod City (Lot 20 Blk 31)

This foreclosed single-attached house and lot is in Ascenza South Bacolod, Barangay Felisa, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 2nd public auction. It sits at Lot 20 Blk 31. The house has 41.8 sqm of floor area and stands on a 64-sqm lot.

The minimum bid price is set at ₱1,120,410 (roughly ₱26,804 per sqm of floor area). It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

According to Pag-IBIG's record, the house is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,681, according to Pag-IBIG, because the amortization of about ₱6,538 a month may not exceed 35% of income. The handling office is Pag-IBIG's Bacolod Branch.