Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 24 Blk 61)

This foreclosed duplex house with eaves is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 1st public auction. The listing is for Lot 24 Blk 61. The record shows a floor area of 29.48 sqm on a 60-sqm lot.

The minimum bid price is ₱1,077,000, about ₱36,533 per sqm of floor area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 3, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. The title is already in the name of HDMF (Pag-IBIG Fund). The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱17,957, according to Pag-IBIG, because the amortization of about ₱6,285 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.