Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 29 Blk 67)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through the 2nd public auction. The listing is for Lot 29 Blk 67. The record shows a floor area of 29.48 sqm on a 60-sqm lot.

The minimum bid price is set at ₱1,007,100 (roughly ₱34,162 per sqm of floor area). The 2nd public auction follows a 1st auction with no winning bid. Offers are sealed, the highest qualified offer wins at the bid opening, and Pag-IBIG gives up to 30% discount, depending on the mode of payment. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 4, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Pag-IBIG puts the required gross monthly income at ₱16,792 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱5,877. Pag-IBIG's Bacolod Branch is the handling office.