Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 21 Blk 22)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through negotiated sale. The record places it at Lot 21 Blk 22. It has 32.4 sqm of floor area on a lot of 60 sqm.

The minimum selling price is set at ₱1,119,000 (roughly ₱34,537 per sqm of floor area). The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the house "occupied/closed", so plan for the possibility of occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱18,658, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,530 a month. Pag-IBIG's Bacolod Branch handles the sale.