
₱2,474,800
Duplex House and Lot in Villa Estefania
Bacolod City, Negros Occidental
87.1 sqm floor80 sqm lot
Offers open Oct 26
Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202507220020

This offer period ended Oct 16, 2026, 11:59 PM PHT. Check the Pag-IBIG portal for the next schedule.
This foreclosed single-attached house and lot is in East Homes Subdivision, Barangay Estefania, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through the 1st public auction. The record places it at Lot 18 Blk 30. It has 36.8 sqm of floor area on a lot of 100 sqm.
The minimum bid price is ₱1,091,000, about ₱29,647 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 22, 2026 at 9:00 AM.
The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.
Pag-IBIG puts the required gross monthly income at ₱18,191 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱6,367. Pag-IBIG's Bacolod Branch is the handling office.
| Minimum price | ₱1,091,000 |
|---|---|
| Sale type | 1st Public Auction |
| Pag-IBIG discount | No discount in the 1st public auction |
| Price per sqm (floor area) | ₱29,647 |
| Property type | Single Attached |
| Floor area | 36.8 sqm |
| Lot area | 100 sqm |
| TCT / CCT no. | 092-2016006737 |
| Occupancy | Occupied |
| Pag-IBIG remarks | OCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱18,191 |
| Offer period | Oct 12, 2026, 12:00 AM PHT to Oct 16, 2026, 11:59 PM PHT |
| Bid opening | Oct 22, 2026, 9:00 AM PHT |
| Appraisal date | Jan 18, 2025 |
| Last inspected | Mar 31, 2026 |
| Batch no. | OPA1510115 |
| ROPA ID | 859202507220020 |
| Sold through | 1st Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 18 Blk. 30 Phase II East Homes Subdivision Estefania, Bacolod City, Negros Occidental, 6100
Search the area in Google MapsBacolod Branch
Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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