
₱2,474,800
Duplex House and Lot in Villa Estefania
Bacolod City, Negros Occidental
87.1 sqm floor80 sqm lot
Offers open Oct 26
Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202609090002

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed duplex house with eaves in East Homes 6 Subdivision, Barangay Mansilingan, Bacolod City, Negros Occidental. The record places it at Lot 23 Blk 38. It has 27 sqm of floor area on a lot of 60 sqm.
At ₱814,900, the minimum bid price works out to about ₱30,181 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.
According to Pag-IBIG's record, the house is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.
Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱13,587, according to Pag-IBIG, because the amortization of about ₱4,756 a month may not exceed 35% of income. Pag-IBIG's Bacolod Branch is the handling office.
| Minimum price | ₱814,900 |
|---|---|
| Sale type | 1st Public Auction |
| Pag-IBIG discount | No discount in the 1st public auction |
| Price per sqm (floor area) | ₱30,181 |
| Property type | Duplex with Eaves |
| Floor area | 27 sqm |
| Lot area | 60 sqm |
| TCT / CCT no. | 092-2021003795 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱13,587 |
| Offer period | Oct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Bid opening | Oct 26, 2026, 9:00 AM PHT |
| Appraisal date | Jun 25, 2026 |
| Last inspected | Sep 23, 2026 |
| Batch no. | OPA1510116 |
| ROPA ID | 859202609090002 |
| Sold through | 1st Public Auction, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 23 Blk. 38 Phase 2 East Homes 6 Subdivision Mansilingan, Bacolod City, Negros Occidental, 6100
Search the area in Google MapsBacolod Branch
Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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