Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 13 Blk 73)

Through the 2nd public auction, Pag-IBIG Fund is selling this foreclosed double-attached house and lot in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The listing is for Lot 13 Blk 73. The record shows a floor area of 39 sqm on a 60-sqm lot.

The minimum bid price is set at ₱1,131,570 (roughly ₱29,015 per sqm of floor area). With no winning bid in the 1st auction, the property went back to sealed bidding, where the highest qualified offer wins at the bid opening. The discount at this stage is up to 30%, depending on the mode of payment. The offer period was set for Oct 12 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 21, 2026 at 9:00 AM.

The record marks the house as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this house is ₱18,867, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,604 a month. Pag-IBIG's Bacolod Branch handles the sale.