Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 25 Blk 30)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house with eaves in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. It sits at Lot 25 Blk 30. The house has 29.48 sqm of floor area and stands on a 60-sqm lot.

The minimum selling price is ₱1,136,800, about ₱38,562 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱18,954, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱6,634 a month. The handling office is Pag-IBIG's Bacolod Branch.