Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 9 Blk 34)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house with eaves in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The listing is for Lot 9 Blk 34. The record shows a floor area of 29.48 sqm on a 60-sqm lot.

The minimum selling price is ₱948,106, about ₱32,161 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

According to Pag-IBIG's record, the house is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱15,808, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱5,533 a month. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Bacolod Branch handles the sale.