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Negotiated SaleUp to 45% off

Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 25 Blk 53)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202410260041

Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house with eaves in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental. The listing is for Lot 25 Blk 53. The record shows a floor area of 29.48 sqm on a 60-sqm lot.

The minimum selling price is ₱874,716, about ₱29,672 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

According to Pag-IBIG's record, the house is unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

The required gross monthly income for this house is ₱14,585, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱5,105 a month. The handling office is Pag-IBIG's Bacolod Branch.

Key facts

Minimum price₱874,716
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱29,672
Property typeDuplex with Eaves
Floor area29.48 sqm
Lot area60 sqm
TCT / CCT no.092-2020001977
OccupancyUnoccupied
Pag-IBIG remarksUNOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱14,585
Offer periodOct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Opening of offersOct 27, 2026, 9:00 AM PHT
Appraisal dateSep 23, 2026
Last inspectedFeb 17, 2026
Batch no.15330
ROPA ID859202410260041
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed DECA HOMES SOUTH BACOLOD priced ₱874,716, click View More Details and check the ROPA ID:859202410260041Its title number is TCT/CCT 092-2020001977.

Location

Lot 25 Blk. 53 Deca Homes South Bacolod Cabug, Bacolod City, Negros Occidental, 6100

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Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09271446454

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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