Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 28 Blk 67)

This duplex house with eaves is a Pag-IBIG Fund foreclosed property in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, offered through negotiated sale. The listing is for Lot 28 Blk 67. The record shows a floor area of 29.48 sqm on a 60-sqm lot.

The minimum selling price is ₱1,200,500, about ₱40,723 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

The record marks the house "occupied/closed", so plan for the possibility of occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱20,017 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,006. Pag-IBIG's Bacolod Branch is the handling office.