Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 82 Blk 68)

This foreclosed duplex house with eaves is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. The listing is for Lot 82 Blk 68. The record shows a floor area of 29.48 sqm on a 60-sqm lot.

At ₱1,229,200, the minimum selling price works out to about ₱41,696 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱20,495, according to Pag-IBIG, because the amortization of about ₱7,173 a month may not exceed 35% of income.