Foreclosed Duplex House and Lot in Deca Homes South Bacolod, Bacolod City, Negros Occidental (Lot 23 Blk 63)

This foreclosed duplex house with eaves is in Deca Homes South Bacolod, Barangay Cabug, Bacolod City, Negros Occidental, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 23 Blk 63. It has 32.4 sqm of floor area on a lot of 60 sqm.

The minimum selling price is ₱1,119,000, about ₱34,537 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

Pag-IBIG lists its occupancy as "occupied/closed"; any occupants would be the buyer's to deal with. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱18,658, according to Pag-IBIG, because the amortization of about ₱6,530 a month may not exceed 35% of income.