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Negotiated SaleUp to 45% off

Foreclosed Single Attached House and Lot in Country Homes Subdivision, Bacolod City (Lot 21 Blk 10)

Pag-IBIG Fund acquired asset in Bacolod City, Negros Occidental. ROPA ID 859202409120008

Single Attached House and Lot in Country Homes Subdivision, Bacolod City, Negros Occidental — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

This single-attached house and lot is a Pag-IBIG Fund foreclosed property in Country Homes Subdivision, Barangay Estefania, Bacolod City, Negros Occidental, offered through negotiated sale. The record places it at Lot 21 Blk 10. It has 47.05 sqm of floor area on a lot of 60 sqm.

The minimum selling price is ₱1,257,700, about ₱26,731 per sqm of floor area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱20,970, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱7,340 a month.

Key facts

Minimum price₱1,257,700
Sale typeNegotiated Sale
Pag-IBIG discountUp to 45% offDepends on your mode of payment and mode of sale.
Price per sqm (floor area)₱26,731
Property typeSingle Attached
Floor area47.05 sqm
Lot area60 sqm
TCT / CCT no.092-2020002077
OccupancyOccupied
Pag-IBIG remarksOCCUPIED - TITLE UNDER CONSOLIDATION
Required gross monthly income₱20,970
Offer periodOct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Opening of offersOct 27, 2026, 9:00 AM PHT
Appraisal dateSep 23, 2026
Last inspectedMar 14, 2025
Batch no.15330
ROPA ID859202409120008
Sold throughNegotiated Sale, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 6 (WESTERN VISAYAS)
  3. Province: choose NEGROS OCCIDENTAL
  4. City / Municipality: choose BACOLOD CITY, then press Search.
  5. Open the Negotiated Sale tab.
  6. Find the card headed COUNTRY HOMES SUBD. priced ₱1,257,700, click View More Details and check the ROPA ID:859202409120008Its title number is TCT/CCT 092-2020002077.

Location

Lot 21 Blk. 10 Phase 2 Country Homes Subd. Estefania, Bacolod City, Negros Occidental, 6100

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Pag-IBIG contact

Bacolod Branch

  • 09621804546, 09271446454

How Negotiated Sale works

Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.

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