Foreclosed Lot for Sale in Virac, Catanduanes (Lot 4319)

This foreclosed lot is in Barangay Calatagan Proper, Virac, Catanduanes, and Pag-IBIG Fund is offering it through negotiated sale. It is not part of a subdivision. It sits at Lot 4319. The lot measures 651 sqm.

The minimum selling price is set at ₱3,775,800 (roughly ₱5,800 per sqm of lot area). The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

The record marks the lot as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for any work the lot needs.

The required gross monthly income for this lot is ₱62,956, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱22,035 a month. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's Naga Housing Business Center handles the sale.