Foreclosed Lot for Sale in Our Lady'S Village Subdivision-Virac, Virac, Catanduanes (Lot 24 Blk 19)

This lot is a Pag-IBIG Fund foreclosed property in Our Lady'S Village Subdivision-Virac, Barangay Cavinitan, Virac, Catanduanes, offered through negotiated sale. The record places it at Lot 24 Blk 19. Its lot area is 60 sqm.

The minimum selling price is ₱336,000, about ₱5,600 per sqm of lot area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 27, 2026 at 9:00 AM.

According to Pag-IBIG's record, the lot is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for any unpaid association dues.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱5,602, according to Pag-IBIG, because the amortization of about ₱1,961 a month may not exceed 35% of income. Paying part of the price in cash or making a bigger down payment lowers the income you need. The handling office is Pag-IBIG's Naga Housing Business Center.