
₱1,358,000
Single Attached House and Lot in West Garden Subdivision
Virac, Catanduanes
42 sqm floor107 sqm lot
Offers until Oct 23
Pag-IBIG Fund acquired asset in Virac, Catanduanes. ROPA ID 805219041200115
Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.
Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house and lot in Our Lady'S Village Subdivision, Barangay Cavinitan, Virac, Catanduanes. The listing is for Lot 26 Blk 16. The record shows a floor area of 30 sqm on a 70-sqm lot.
The minimum selling price is set at ₱392,000 (roughly ₱13,067 per sqm of floor area). Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.
It is listed as unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.
The required gross monthly income for this house is ₱6,536, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,288 a month. Pag-IBIG's Naga Housing Business Center handles the sale.
| Minimum price | ₱392,000 |
|---|---|
| Sale type | Negotiated Sale |
| Pag-IBIG discount | Up to 45% offDepends on your mode of payment and mode of sale. |
| Price per sqm (floor area) | ₱13,067 |
| Property type | Duplex |
| Floor area | 30 sqm |
| Lot area | 70 sqm |
| TCT / CCT no. | 081-2018000112 |
| Occupancy | Unoccupied |
| Pag-IBIG remarks | UNOCCUPIED - TITLE UNDER CONSOLIDATION |
| Required gross monthly income | ₱6,536 |
| Offer period | Oct 17, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT |
| Opening of offers | Oct 27, 2026, 9:00 AM PHT |
| Appraisal date | May 22, 2025 |
| Last inspected | Feb 21, 2018 |
| Batch no. | 15330 |
| ROPA ID | 805219041200115 |
| Sold through | Negotiated Sale, Pag-IBIG Fund |
The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:
Lot 26 Blk. 16 Our Lady'S Village Subdivision Cavinitan, Virac (Capital), Catanduanes, 4800
Search the area in Google MapsNaga Housing Business Center
Properties left unsold after public auction, offered at a fixed price on a first-come, first-served basis, with discounts of up to 45%.
Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all Negotiated Sale properties.
Good Pag-IBIG listings go fast: negotiated-sale homes are first-come, first-served and auction windows close within days. Get them in your inbox instead of checking the portal every morning.

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