Foreclosed Duplex House and Lot for Sale in Our Lady'S Village Subdivision, Virac, Catanduanes (Lot 39 Blk 08)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house and lot in Our Lady'S Village Subdivision, Barangay Cavinitan, Virac, Catanduanes. It sits at Lot 39 Blk 08. The house has 24.6 sqm of floor area and stands on a 60-sqm lot.

At ₱482,100, the minimum selling price works out to about ₱19,598 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 17 until 11:59 PM on Oct 23, 2026 (Philippine time); the opening of offers was set for Oct 27, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

The required gross monthly income for this house is ₱8,038, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,813 a month. Pag-IBIG's Naga Housing Business Center is the handling office.