Foreclosed Lot for Sale in Our Lady'S Village Subdivision - Virac IV, Virac, Catanduanes (Lot 19 Blk 24)

This lot is a Pag-IBIG Fund foreclosed property in Our Lady'S Village Subdivision - Virac IV, Barangay Cavinitan, Virac, Catanduanes, offered through negotiated sale. The record places it at Lot 19 Blk 24. Its lot area is 70 sqm.

The minimum selling price is set at ₱364,000 (roughly ₱5,200 per sqm of lot area). The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

According to Pag-IBIG's record, the lot is unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

The required gross monthly income for this lot is ₱6,069, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,124 a month. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's Naga Housing Business Center.