Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 12 Blk 09)

This foreclosed lot is in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 12 Blk 09. The lot measures 77 sqm.

The minimum selling price is ₱392,700, about ₱5,100 per sqm of lot area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

The record marks the lot as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves any unpaid association dues to the buyer, so inspect the lot before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱6,548, according to Pag-IBIG, because the amortization of about ₱2,292 a month may not exceed 35% of income. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's La Union Branch handles the sale.