Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 18 Blk 09)

This lot is a Pag-IBIG Fund foreclosed property in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, offered through negotiated sale. The listing is for Lot 18 Blk 09. It covers 76 sqm of land.

At ₱387,600, the minimum selling price works out to about ₱5,100 per sqm of lot area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. Offers are submitted online on Pag-IBIG Fund's Online Public Auction portal with a free Buyer ID. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. Its title is already under HDMF, Pag-IBIG Fund's legal name. It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

The required gross monthly income for this lot is ₱6,463, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,262 a month. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's La Union Branch.