Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 03 Blk 09)

This lot is a Pag-IBIG Fund foreclosed property in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, offered through negotiated sale. It sits at Lot 03 Blk 09. The lot measures 79 sqm.

At ₱402,900, the minimum selling price works out to about ₱5,100 per sqm of lot area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. The title is already in the name of HDMF (Pag-IBIG Fund). It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱6,718, according to Pag-IBIG, because the amortization of about ₱2,351 a month may not exceed 35% of income. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's La Union Branch is the handling office.