Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 12 Blk 08)

This foreclosed lot is in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 12 Blk 08. The lot measures 82 sqm.

The minimum selling price is ₱418,200, about ₱5,100 per sqm of lot area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. The title is already in the name of HDMF (Pag-IBIG Fund). The sale is as-is, where-is, which leaves any unpaid association dues to the buyer, so inspect the lot before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱6,973, according to Pag-IBIG, because the amortization of about ₱2,441 a month may not exceed 35% of income. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's La Union Branch is the handling office.