Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 07 Blk 05)

This lot is a Pag-IBIG Fund foreclosed property in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, offered through negotiated sale. The listing is for Lot 07 Blk 05. It covers 80 sqm of land.

The minimum selling price is set at ₱408,000 (roughly ₱5,100 per sqm of lot area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. You make an offer online through Pag-IBIG Fund's Online Public Auction portal, using a free Buyer ID. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

According to Pag-IBIG's record, the lot is unoccupied. The title is already in the name of HDMF (Pag-IBIG Fund). Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱6,803 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,381. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's La Union Branch is the handling office.