Foreclosed Lot for Sale in St Sophia Homes, Urdaneta City, Pangasinan (Lot 30 Blk 08)

This lot is a Pag-IBIG Fund foreclosed property in St Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, offered through negotiated sale. The record places it at Lot 30 Blk 08. Its lot area is 78 sqm.

The minimum selling price is set at ₱397,800 (roughly ₱5,100 per sqm of lot area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The published offer window is Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. The title is already in the name of the Home Development Mutual Fund (HDMF), Pag-IBIG's legal name. It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱6,633 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,321. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's La Union Branch is the handling office.