Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 20 Blk 08)

This foreclosed lot is in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, and Pag-IBIG Fund is offering it through negotiated sale. It sits at Lot 20 Blk 08. The lot measures 80 sqm.

At ₱408,000, the minimum selling price works out to about ₱5,100 per sqm of lot area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 10 until 11:59 PM on Oct 16, 2026 (Philippine time); the opening of offers was set for Oct 21, 2026 at 9:00 AM.

According to Pag-IBIG's record, the lot is unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. The sale is as-is, where-is, which leaves any unpaid association dues to the buyer, so inspect the lot before making an offer.

The required gross monthly income for this lot is ₱6,803, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱2,381 a month. Paying in cash or putting more money down reduces the income needed to qualify. The handling office is Pag-IBIG's La Union Branch.