Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 11 Blk 09)

This lot is a Pag-IBIG Fund foreclosed property in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, offered through negotiated sale. It sits at Lot 11 Blk 09. The lot measures 77 sqm.

The minimum selling price is ₱392,700, about ₱5,100 per sqm of lot area. The property went unsold at public auction, so it is offered at a fixed price, first come, first served; the discount of up to 45% depends on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

According to Pag-IBIG's record, the lot is unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves any unpaid association dues to the buyer, so inspect the lot before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱6,548, according to Pag-IBIG, because the amortization of about ₱2,292 a month may not exceed 35% of income. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's La Union Branch handles the sale.