Foreclosed Lot for Sale in St. Sophia Homes, Urdaneta City, Pangasinan (Lot 45 Blk 08)

This lot is a Pag-IBIG Fund foreclosed property in St. Sophia Homes, Barangay Pinmaludpod, Urdaneta City, Pangasinan, offered through negotiated sale. It sits at Lot 45 Blk 08. The lot measures 74 sqm.

The minimum selling price is set at ₱377,400 (roughly ₱5,100 per sqm of lot area). Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 10 to Oct 16, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 21, 2026 at 9:00 AM.

It is listed as unoccupied. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱6,293 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,202. Paying in cash or putting more money down reduces the income needed to qualify. The handling office is Pag-IBIG's La Union Branch.