Foreclosed Single Attached House and Lot in West Garden Subdivision, Virac, Catanduanes (Lot 1 Blk 13)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in West Garden Subdivision, Barangay Bigaa, Virac, Catanduanes. It sits at Lot 1 Blk 13. The house has 42 sqm of floor area and stands on a 107-sqm lot.

At ₱1,358,000, the minimum selling price works out to about ₱32,333 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

The record marks the house "occupied/closed", so plan for the possibility of occupants. Pag-IBIG's remarks list the title as under consolidation, which means it is not yet in the Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱22,643 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱7,925. The handling office is Pag-IBIG's Naga Housing Business Center.