Foreclosed Duplex House and Lot in Rancho Imperial Subdivision - Polangui, Polangui, Albay (Lot 3 Blk 30)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house and lot in Rancho Imperial Subdivision - Polangui, Barangay Kinale, Polangui, Albay. It sits at Lot 3 Blk 30. The record gives a lot area of 70 sqm but no floor area, so confirm the size and condition of the house on site.

The minimum selling price is ₱425,700, about ₱6,081 per sqm of lot area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The published offer window is Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the opening of offers on Nov 3, 2026 at 9:00 AM.

According to Pag-IBIG's record, the house is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱7,098 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,484. Pag-IBIG's Naga Housing Business Center handles the sale.