Foreclosed Duplex House and Lot for Sale in Napoville Subdivision, Polangui, Albay (Lot 16 Blk 6)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed double-attached house and lot in Napoville Subdivision, Barangay Napo, Polangui, Albay. It sits at Lot 16 Blk 6. The house has 38 sqm of floor area and stands on an 80-sqm lot.

The minimum selling price is ₱1,184,800, about ₱31,179 per sqm of floor area. Negotiated sale is for properties that went unsold at public auction: they are sold at a fixed price, first come, first served, with a discount of up to 45% depending on the mode of payment and the mode of sale. The offer period was set for Oct 17 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Oct 27, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱19,755, according to Pag-IBIG, because the amortization of about ₱6,914 a month may not exceed 35% of income. Pag-IBIG's Naga Housing Business Center handles the sale.