Foreclosed Duplex House and Lot in Rancho Imperial Subdivision - Polangui, Polangui, Albay (Lot 23 Blk 46)

This foreclosed duplex house and lot is in Rancho Imperial Subdivision - Polangui, Barangay Kinale, Polangui, Albay, and Pag-IBIG Fund is offering it through the 2nd public auction. It sits at Lot 23 Blk 46. The house has 18 sqm of floor area and stands on a 60-sqm lot.

At ₱605,416, the minimum bid price works out to about ₱33,634 per sqm of floor area. It reached the 2nd public auction after the 1st auction ended without a winning bid. Bidding is sealed again, and Pag-IBIG labels this stage "up to 30% discount", depending on the mode of payment. Offers were scheduled from Oct 12 until 11:59 PM on Oct 16, 2026 (Philippine time); the bid opening was set for Oct 21, 2026 at 9:00 AM.

According to Pag-IBIG's record, the house is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱10,094, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱3,533 a month. Pag-IBIG's Naga Housing Business Center is the handling office.