Foreclosed Duplex House and Lot in Rancho Imperial Subdivision-Polangui, Polangui, Albay (Lot 19 Blk 45)

This foreclosed duplex house and lot is in Rancho Imperial Subdivision-Polangui, Barangay Kinale, Polangui, Albay, and Pag-IBIG Fund is offering it through negotiated sale. The record places it at Lot 19 Blk 45. It has 24.75 sqm of floor area on a lot of 84 sqm.

The minimum selling price is ₱596,600, about ₱24,105 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱9,947, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱3,482 a month. Pag-IBIG's Naga Housing Business Center is the handling office.