Foreclosed Duplex House and Lot in Rancho Imperial Subdivision-Polangui, Polangui, Albay (Lot 2 Blk 40)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed duplex house and lot in Rancho Imperial Subdivision-Polangui, Barangay Kinale, Polangui, Albay. The record places it at Lot 2 Blk 40. It has 24.75 sqm of floor area on a lot of 70 sqm.

At ₱440,580, the minimum selling price works out to about ₱17,801 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. Offers were scheduled from Oct 24 until 11:59 PM on Oct 30, 2026 (Philippine time); the opening of offers was set for Nov 3, 2026 at 9:00 AM.

The record marks the house as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱7,346, according to Pag-IBIG, because the amortization of about ₱2,571 a month may not exceed 35% of income. Pag-IBIG's Naga Housing Business Center is the handling office.