Foreclosed Lot for Sale in Holiday Homes I, Daet, Camarines Norte (Lot 3 Blk 13)

This foreclosed lot is in Holiday Homes I, Barangay Lag-On, Daet, Camarines Norte, and Pag-IBIG Fund is offering it through the 1st public auction. The record places it at Lot 3 Blk 13. Its lot area is 154 sqm.

At ₱862,400, the minimum bid price works out to about ₱5,600 per sqm of lot area. A 1st public auction listing carries no discount: sealed offers must meet the minimum bid price, and the highest qualified offer wins at the bid opening. Offers go through Pag-IBIG Fund's Online Public Auction portal, which requires a free Buyer ID. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.

According to Pag-IBIG's record, the lot is unoccupied. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves any unpaid association dues to the buyer, so inspect the lot before making an offer.

Pag-IBIG puts the required gross monthly income at ₱14,379 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱5,033. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's Naga Housing Business Center.