Foreclosed Lot for Sale in Holiday Homes, Daet, Camarines Norte (Lot 11 Blk 12)

This foreclosed lot is in Holiday Homes, Barangay Lag-On, Daet, Camarines Norte, and Pag-IBIG Fund is offering it through the 1st public auction. It sits at Lot 11 Blk 12. The lot measures 132 sqm.

At ₱739,200, the minimum bid price works out to about ₱5,600 per sqm of lot area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The offer period was set for Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, with the bid opening on Oct 26, 2026 at 9:00 AM.

The record marks the lot as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱12,325, according to Pag-IBIG, because the amortization of about ₱4,314 a month may not exceed 35% of income. Paying in cash or putting more money down reduces the income needed to qualify. Pag-IBIG's Naga Housing Business Center handles the sale.