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1st Public Auction

Foreclosed Lot for Sale in Holiday Homes, Daet, Camarines Norte (Lot 9 Blk 12)

Pag-IBIG Fund acquired asset in Daet, Camarines Norte. ROPA ID 853202511070005

Lot in Holiday Homes, Daet, Camarines Norte — Pag-IBIG foreclosed property, photo 1

About this property

Offers close in 3 days: Oct 23, 2026, 11:59 PM PHT.

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed lot in Holiday Homes, Barangay Lag-On, Daet, Camarines Norte. The listing is for Lot 9 Blk 12. It covers 132 sqm of land.

At ₱739,200, the minimum bid price works out to about ₱5,600 per sqm of lot area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 19 to Oct 23, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Oct 26, 2026 at 9:00 AM.

It is listed as unoccupied. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the lot and set aside money for any unpaid association dues before you offer.

Financing the whole price with a 30-year Pag-IBIG housing loan requires a gross monthly income of ₱12,325, according to Pag-IBIG, because the amortization of about ₱4,314 a month may not exceed 35% of income. Paying part of the price in cash or making a bigger down payment lowers the income you need. Pag-IBIG's Naga Housing Business Center handles the sale.

Key facts

Minimum price₱739,200
Sale type1st Public Auction
Pag-IBIG discountNo discount in the 1st public auction
Price per sqm (lot area)₱5,600
Property typeLot Only
Lot area132 sqm
TCT / CCT no.T-38522
OccupancyUnoccupied-Lot
Pag-IBIG remarksUNOCCUPIED-LOT - TITLE UNDER CONSOLIDATION
Required gross monthly income₱12,325
Offer periodOct 19, 2026, 12:00 AM PHT to Oct 23, 2026, 11:59 PM PHT
Bid openingOct 26, 2026, 9:00 AM PHT
Appraisal dateSep 4, 2026
Last inspectedMar 11, 2026
Batch no.OPA1510116
ROPA ID853202511070005
Sold through1st Public Auction, Pag-IBIG Fund

Find this property on Pag-IBIG's Property Finder

The portal's search page keeps the same address for every search, so it can't be linked to directly. Pick these options:

  1. Open Pag-IBIG's Online Public Auction Property Finder.
  2. Region: choose REGION 5 (BICOL REGION)
  3. Province: choose CAMARINES NORTE
  4. City / Municipality: choose DAET (CAPITAL), then press Search.
  5. Open the 1st Public Auction tab.
  6. Find the card headed HOLIDAY HOMES priced ₱739,200, click View More Details and check the ROPA ID:853202511070005Its title number is TCT/CCT T-38522.

Location

Lot 9 Blk. 12 Phase II Holiday Homes Lag-On, Daet (Capital), Camarines Norte, 4600

Open the inspection pin in Google Maps

Pag-IBIG contact

Naga Housing Business Center

  • (02) 8422-3000 local 6656

How 1st Public Auction works

Sealed bidding during a fixed offer window. Offers must meet the minimum bid price, and the highest qualified offer wins when bids are opened.

Pag-IBIG sells acquired assets as-is, where-is: inspect the property, check the title status in the remarks and budget for any occupants, unpaid dues and repairs before you offer. Read the Pag-IBIG foreclosed properties guide or browse all 1st Public Auction properties.

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