Foreclosed Single Attached House and Lot in Southpoint-1, Cagayan de Oro City, Misamis Oriental (Lot 21 Blk 7)

Through the 1st public auction, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in Southpoint-1, Barangay Lumbia, Cagayan de Oro City, Misamis Oriental. The record places it at Lot 21 Blk 7. It has 43.5 sqm of floor area on a lot of 120 sqm.

At ₱2,526,800, the minimum bid price works out to about ₱58,087 per sqm of floor area. Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. Offers were scheduled from Oct 19 until 11:59 PM on Oct 23, 2026 (Philippine time); the bid opening was set for Oct 26, 2026 at 9:00 AM.

Its occupancy status is "occupied/closed", so plan for possible occupants, who are the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

The required gross monthly income for this house is ₱42,131, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱14,746 a month. Pag-IBIG's Cagayan de Oro Branch handles the sale.