Foreclosed Duplex House and Lot in Mindanao Homes, Cagayan de Oro City, Misamis Oriental (Lot 12 Blk 7)

This duplex house and lot is a Pag-IBIG Fund foreclosed property in Mindanao Homes, Barangay Pagatpat, Cagayan de Oro City, Misamis Oriental, offered through the 1st public auction. The listing is for Lot 12 Blk 7. The record shows a floor area of 30 sqm on a 72-sqm lot.

The minimum bid price is ₱919,900, about ₱30,663 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. Offers were scheduled from Oct 26 until 11:59 PM on Oct 30, 2026 (Philippine time); the bid opening was set for Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. It is sold as-is, where-is, so visit the house and set aside money for repairs and any unpaid association dues before you offer.

Pag-IBIG puts the required gross monthly income at ₱15,338 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱5,368. Pag-IBIG's Cagayan de Oro Branch handles the sale.