Foreclosed Single Detached House and Lot for Sale in Cagayan de Oro City, Misamis Oriental (Lot 3927-E-23)

This foreclosed single-detached house and lot is in Barangay Canito-An, Cagayan de Oro City, Misamis Oriental, and Pag-IBIG Fund is offering it through the 1st public auction. It is not inside a subdivision. It sits at Lot 3927-E-23. The house has 95 sqm of floor area and stands on a 100-sqm lot.

The minimum bid price is set at ₱1,613,100 (roughly ₱16,980 per sqm of floor area). In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 3, 2026 at 9:00 AM.

The record marks the house "occupied/closed", so plan for the possibility of occupants. The title is under consolidation, so it is still being transferred to Pag-IBIG Fund's name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs.

Pag-IBIG puts the required gross monthly income at ₱26,896 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱9,414. A bigger down payment, or paying in cash, lowers that requirement. Pag-IBIG's Cagayan de Oro Branch is the handling office.