Foreclosed Rowhouse in Silver Creek Subdivision, Cagayan de Oro City, Misamis Oriental (Lots 1 & 2 Blk 5)

This rowhouse is a Pag-IBIG Fund foreclosed property in Silver Creek Subdivision, Barangay Carmen, Cagayan de Oro City, Misamis Oriental, offered through the 1st public auction. This single listing includes Lots 1 and 2 Blk 5. For both together, the record gives 60 sqm of floor area on 106 sqm of land.

The minimum bid price is set at ₱1,931,500 (roughly ₱32,192 per sqm of floor area). Bidding is sealed. Every offer must meet the minimum bid price, the highest qualified offer wins when the bids are opened, and there is no discount at this stage. The offer period was set for Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the bid opening on Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Its title is already under HDMF, Pag-IBIG Fund's legal name. Like all Pag-IBIG acquired assets, it is sold as-is, where-is: inspect it first and budget for repairs and any unpaid association dues.

Pag-IBIG puts the required gross monthly income at ₱32,205 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱11,272. A bigger down payment, or paying in cash, lowers that requirement. The handling office is Pag-IBIG's Cagayan de Oro Branch.