1st Public Auction
₱4,901,500
Single Detached House and Lot in Ceris I Subdivision
Calamba, Laguna
192 sqm floor240 sqm lot
Offers open Oct 26
Pag-IBIG Foreclosed Properties for Sale
Every house, townhouse, condo and lot Pag-IBIG Fund is selling through its Online Public Auction: 8,442 properties in 50 provinces, with prices from ₱123K. Refreshed every morning from the official portal.
Last updated Oct 20, 2026, 5:01 AM PHT
Find Pag-IBIG foreclosed homes near you
Pick a province to see every city and town with listings, the count, and the lowest price.
CALABARZON (Region 4-A)4,417
Central Luzon (Region 3)1,720
Aurora3 from ₱738K
Zambales232 from ₱803K
Metro Manila (NCR)1,190
Western Visayas (Region 6)480
Capiz35 from ₱185K
Iloilo250 from ₱648K
Negros Occidental195 from ₱423K
Central Visayas (Region 7)176
Negros Oriental7 from ₱822K
SOCCSKSARGEN (Region 12)108
Cotabato City1 from ₱1.9M
South Cotabato68 from ₱510K
Sultan Kudarat39 from ₱365K
Bicol Region (Region 5)99
Camarines Norte16 from ₱356K
Camarines Sur18 from ₱295K
Catanduanes10 from ₱336K
Davao Region (Region 11)86
Davao del Norte40 from ₱421K
Davao del Sur45 from ₱780K
Davao Oriental1 from ₱381K
Zamboanga Peninsula (Region 9)38
Zamboanga del Sur11 from ₱507K
Zamboanga Sibugay27 from ₱483K
Ilocos Region (Region 1)30
Ilocos Norte1 from ₱1.1M
MIMAROPA (Region 4-B)28
Occidental Mindoro24 from ₱170K
Oriental Mindoro1 from ₱2M
Palawan3 from ₱680K
Northern Mindanao (Region 10)20
Bukidnon6 from ₱706K
Lanao del Norte1 from ₱2.2M
Misamis Oriental13 from ₱816K
Cagayan Valley (Region 2)19
Cagayan6 from ₱581K
Nueva Vizcaya2 from ₱2.6M
Quirino3 from ₱1.9M
Bangsamoro (BARMM)12
Basilan7 from ₱571K
Maguindanao1 from ₱1.3M
Shariff Kabunsuan1 from ₱1.1M
Sulu3 from ₱609K
Eastern Visayas (Region 8)10
Caraga (Region 13)9
Agusan del Norte3 from ₱1.9M
Agusan del Sur6 from ₱879K
Newest on Pag-IBIG
Properties added to the Pag-IBIG portal most recently.
1st Public Auction
₱3,754,500
Duplex House and Lot in Quezon City
Quezon City, Metro Manila
153 sqm floor100 sqm lot
Offers open Oct 26
1st Public Auction
₱3,473,100
Single Attached House and Lot in Macaria Village
Biñan, Laguna
103.64 sqm floor137 sqm lot
Offers open Oct 26
1st Public Auction
₱371,958
Rowhouse in Carissa Homes Tanza-Bagtas
Tanza, Cavite
21 sqm floor35 sqm lot
Offers open Oct 26
1st Public Auction
₱1,502,700
Rowhouse End Unit in Adelina Subdivision
Biñan, Laguna
40.5 sqm floor60 sqm lot
Offers open Oct 26
1st Public Auction
₱1,666,500
Rowhouse End Unit in Robinsons Homes East
Antipolo, Rizal
24.96 sqm floor60 sqm lot
Offers open Oct 26
1st Public Auction
₱982,700
Rowhouse in Medalva Hills Village
Angono, Rizal
22 sqm floor99 sqm lot
Offers open Oct 26
1st Public Auction
₱1,270,900
Duplex House and Lot in Pagsibol Village South
Naic, Cavite
41.2 sqm floor54 sqm lot
Offers open Oct 26
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Lowest-priced houses and condos
The cheapest homes on offer today (lots and parking slots excluded).
Negotiated SaleUp to 45% off
₱123,005
Single Detached House and Lot in Cabagan
Cabagan, Isabela
12 sqm floor290 sqm lot
Offer period ended Oct 16
2nd Public AuctionUp to 30% off
₱267,570
Quadruplex House and Lot in Carissa Homes Tanza-Punta
Tanza, Cavite
18 sqm floor33 sqm lot
Offer period ended Oct 16
Negotiated SaleUp to 45% off
₱290,910
Rowhouse in Mabuhay City-Cabuyao
Cabuyao, Laguna
20 sqm floor32 sqm lot
Offers open Oct 24
Negotiated SaleUp to 45% off
₱291,600
Rowhouse in Mabuhay City-Cabuyao
Cabuyao, Laguna
20 sqm floor36 sqm lot
Offers until Oct 23
1st Public Auction
₱293,030
Rowhouse in Ciudad Nuevo
Naic, Cavite
18 sqm floor32 sqm lot
Offers until Oct 23
Negotiated SaleUp to 45% off
₱299,552
Rowhouse in Ciudad Nuevo
Naic, Cavite
18 sqm floor32 sqm lot
Offers open Oct 24
1st Public Auction
₱301,726
Rowhouse in Ciudad Nuevo
Naic, Cavite
18 sqm floor32 sqm lot
Offers until Oct 23
1st Public Auction
₱303,543
Quadruplex House and Lot in Carissa Homes Tanza-Punta
Tanza, Cavite
18 sqm floor33 sqm lot
Offer period ended Oct 16
Biggest discounts, best value per sqm
Negotiated Sale homes (Pag-IBIG's up-to-45%-off stage, depending on payment mode), cheapest per square meter of floor area first.
Negotiated SaleUp to 45% off
₱425,700
Duplex House and Lot in Rancho Imperial Subdivision - Polangui
Polangui, Albay
70 sqm lot
Offers open Oct 24
Negotiated SaleUp to 45% off
₱421,200
Duplex House and Lot in Donaville Subdivision
Santa Rosa, Nueva Ecija
50 sqm floor54 sqm lot
Offer period ended Oct 16
Negotiated SaleUp to 45% off
₱123,005
Single Detached House and Lot in Cabagan
Cabagan, Isabela
12 sqm floor290 sqm lot
Offer period ended Oct 16
Negotiated SaleUp to 45% off
₱2,257,920
Single Attached House and Lot in Mabuhay City-Cabuyao
Cabuyao, Laguna
203 sqm floor184 sqm lot
Offers until Oct 23
Negotiated SaleUp to 45% off
₱668,800
Rowhouse in Famille International Village
Biñan, Laguna
60 sqm floor50 sqm lot
Offers open Oct 24
No photos posted by Pag-IBIG yet
Negotiated SaleUp to 45% off
₱411,500
Single Detached House and Lot in Montiville Homes
Tacurong City, Sultan Kudarat
36 sqm floor100 sqm lot
Offers open Oct 24
Negotiated SaleUp to 45% off
₱420,800
Single Attached House and Lot in Villa Clementa Subdivision
Kapalong, Davao del Norte
36 sqm floor120 sqm lot
Offers open Oct 24
Negotiated SaleUp to 45% off
₱420,800
Single Attached House and Lot in Villa Clementa Subdivision
Kapalong, Davao del Norte
36 sqm floor120 sqm lot
Offers open Oct 24
How buying a Pag-IBIG foreclosed property works
Pag-IBIG sells each property in up to three stages. Browse 1st public auction, 2nd public auction or negotiated sale listings, or read the 2027 guide to Pag-IBIG foreclosed properties.
| Compare | 1st Public Auction1,971 listed today | 2nd Public Auction848 listed today | Negotiated Sale5,623 listed today |
|---|---|---|---|
| Price | Offer the minimum bid price or more (no discount) | Offer the minimum bid price or more; discount of up to 30% depending on payment mode | Listed selling price; discount of up to 45% depending on payment mode and mode of sale |
| Who gets the property | Highest qualified offer when the sealed bids are opened | Highest qualified offer when the sealed bids are opened | First qualified buyer with a complete offer |
| When to offer | During the batch offer period, before bid opening | During the batch offer period, before bid opening | During the batch offer period; unsold properties come back in later batches |
Required gross monthly income. Every listing shows the household income Pag-IBIG expects if you finance the full price with a 30-year Pag-IBIG housing loan, where the amortization may not exceed 35% of income. Paying cash or a bigger down payment lowers it. Compare options in the home loan calculator.
Occupied properties and title status. Many homes are still occupied and are sold as-is, where-is, often with the title under consolidation. Visit before you offer and read the remarks on each listing. Our step-by-step buying guide walks through the whole process.
Frequently Asked Questions
They are homes and lots Pag-IBIG Fund took back after the borrowers stopped paying their Pag-IBIG housing loans. Pag-IBIG calls them acquired assets (ROPA: real and other properties acquired) and resells them to the public through public auctions and negotiated sales, usually below market value.
In a public auction you submit a sealed offer during the offer window; offers must meet the minimum bid price and the highest qualified offer wins when bids are opened. Properties without a winning bid go to a 2nd public auction, then to negotiated sale, where they are sold at a fixed price on a first-come, first-served basis. Today there are 1,971 properties in 1st public auction, 848 in 2nd public auction and 5,623 in negotiated sale.
Minimum prices currently start at ₱123,005. 72% of the 8,009 houses, townhouses and condo units listed today have minimum prices between ₱500,000 and ₱2,000,000. Pag-IBIG's portal labels the sale stages no discount (1st public auction), up to 30% discount (2nd public auction) and up to 45% discount (negotiated sale); the actual discount depends on your mode of payment and, in negotiated sale, the mode of sale.
It is the household income Pag-IBIG expects if you finance the whole price with a 30-year Pag-IBIG housing loan: the monthly amortization may not exceed 35% of your gross monthly income. Paying in cash or making a bigger down payment lowers what you need to qualify.
Many are. About 62% of the properties listed today are marked occupied. Properties are sold on an as-is, where-is basis, so the buyer handles any occupants, unpaid association dues and repairs. Inspect the property and check the title status in the remarks before you make an offer.
Offers are submitted online on the Pag-IBIG Fund Online Public Auction portal during the offer window, using a free Buyer ID you create on the portal (a valid government ID, a selfie holding it, an active Philippine mobile number for the OTP and an email address). A Virtual Pag-IBIG account is recommended but not required. While a property's offer window is open, its page on Sabahay has a "Submit offer on Pag-IBIG" button for that exact property, and every property page has step-by-step directions to find it in Pag-IBIG's Property Finder.
Every day. Sabahay reads all 8,442 listings from the official Pag-IBIG portal (last update Oct 20, 2026) and removes properties Pag-IBIG no longer offers. Sabahay is not affiliated with Pag-IBIG Fund, so always confirm the details on the official portal before you bid.