Foreclosed Single Detached House and Lot for Sale in Ceris I Subdivision, Calamba, Laguna (Lot 22 Blk 16)

This single-detached house and lot is a Pag-IBIG Fund foreclosed property in Ceris I Subdivision, Barangay Canlubang, Calamba, Laguna, offered through the 1st public auction. The record places it at Lot 22 Blk 16. It has 192 sqm of floor area on a lot of 240 sqm.

At ₱4,901,500, the minimum bid price works out to about ₱25,529 per sqm of floor area. In the 1st public auction, sealed offers must meet the minimum bid price, and the highest qualified offer wins when the bids are opened. There is no discount at this stage. The published offer window is Oct 26 to Oct 30, 2026, closing at 11:59 PM Philippine time, followed by the bid opening on Nov 3, 2026 at 9:00 AM.

It is listed as occupied, and dealing with any occupants is the buyer's responsibility. Its title is still under consolidation, meaning the transfer to Pag-IBIG Fund's name is not yet complete. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

The required gross monthly income for this house is ₱70,958, based on a 30-year Pag-IBIG housing loan for the full price; that points to an amortization of about ₱24,835 a month. Pag-IBIG's NCR Housing Hub handles the sale.