Foreclosed Single Attached House and Lot in Villa Clementa Subdivision, Kapalong (Lot 22 Blk 22)

Through negotiated sale, Pag-IBIG Fund is selling this foreclosed single-attached house and lot in Villa Clementa Subdivision, Barangay Maniki, Kapalong, Davao del Norte. The record places it at Lot 22 Blk 22. It has 36 sqm of floor area on a lot of 120 sqm.

At ₱420,800, the minimum selling price works out to about ₱11,689 per sqm of floor area. Having gone unsold at public auction, it is sold at a fixed price on a first-come, first-served basis. Pag-IBIG labels this stage "up to 45% discount", depending on the mode of payment and the mode of sale. The offer period was set for Oct 24 to Oct 30, 2026, closing at 11:59 PM Philippine time, with the opening of offers on Nov 3, 2026 at 9:00 AM.

The house is occupied, according to Pag-IBIG, so factor in the time and cost of dealing with the occupants. The title is already in the name of the Home Development Mutual Fund (HDMF), Pag-IBIG's legal name. The sale is as-is, where-is, which leaves repairs and any unpaid association dues to the buyer, so inspect the house before making an offer.

Pag-IBIG puts the required gross monthly income at ₱7,016 for a 30-year Pag-IBIG housing loan covering the full price, which implies a monthly amortization of about ₱2,456.